Do Monetary Incentives Increase Microfinance Lending?
An Empirical Study of Matching Gift Programs on Kiva
Speaker (s):
GAO Zhiyuan
PhD Candidate
School of Information Systems
Singapore Management University |
Date:
Time:
Venue:
| | July 1, 2019, Monday
10:00am - 10.30am
Meeting Room 4.4, Level 4
School of Information Systems
Singapore Management University
80 Stamford Road
Singapore 178902
We look forward to seeing you at this research seminar. 
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About the Talk
Although there are a variety of studies in IS field exploring funding behavior on crowdfunding and online microfinance platforms, the literature about how external monetary incentive will influence the crowdfunding behavior is very scarce. In this research, we utilize a “match day” event on Kiva to study how matching gift programs, as one of the most important tools of monetary incentives in crowdfunding, will affect the matched loans and unmatched loans. We find that matching gift programs benefit both matched and unmatched loans. Besides, we also find that the higher intensity of matching among competitor of the loan will induce lenders making higher contributions. The result indicates that matching gift programs have a positive spillover effect for unmatched loans, which support the use of matching gift programs on prosocial lending websites to increase overall funding.
This is a pre-conference talk for Pacific Asia Conference on Information Systems (PACIS 2019).
About the Speaker
Zhiyuan Gao is a PhD candidate in the School of Information Systems, Singapore Management University. He works in the area of the Information System & Management, under the supervision of Associate Professor Zhiling Guo.His current research focuses on the financial technology, including global payment flows and prosocial crowdfunding.
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